Monday, November 29, 2010

foreclosure help

Here's something to be thankful for this day: Elizabeth Warren in Obama's economic team, already protecting consumers. HuffPo's Shahien Nasiripour reviews the record, and finds she was instrumental in recognizing the potential danger in the out-of-state notarization bill that Obama eventually vetoed.




The bill, which passed both houses of Congress and awaited President Obama's signature to become law, essentially would have compelled notaries to accept out-of-state notarizations, regardless of the rules in those states.



State officials across the country--who have been pursuing probes looking into wrongdoing within the foreclosure process-- feared that those jurisdictions with lax standards could have become hotbeds for foreclosure documentation fraud. Lenders and mortgage companies could have used those states as central clearing houses to produce bogus foreclosure paperwork, and then export those documents to other states with more stringent regulations--an expedient bypass around the strictures.



Obama ultimately declined to sign the law, and the House of Representatives failed to override the veto.



Officials said Warren was among the first federal officials to recognize the significance of the notary bill, titled the Interstate Recognition of Notarizations Act of 2010. She met with authorities from several states and then relayed their concerns to influential administration officials.



During the morning of Oct. 6, Warren's team at the Treasury Department wrote the first memos on the bill, raising questions about the possible consequences if it became law, these people said.



That evening, Warren met for 30 minutes with Peter Rouse, Obama's interim chief of staff, her calendar shows. She later spent an hour on the phone with Illinois Attorney General Lisa Madigan, who once sued Countrywide Financial and exacted an $8.4 billion multi-state settlement.



The next day, Warren participated in an afternoon meeting on the bill, her calendar shows. During that meeting one of Obama's top spokesmen, Dan Pfeiffer, posted an entry on the White House Blog explaining why Obama would not sign the bill.



On Oct. 8, Obama declined to sign the bill into law, citing the need for "further deliberations about the possible unintended impact" of the bill on "consumer protections, including those for mortgages."



Documents released Wednesday show that Warren met or spoke with at least eight state officials leading a 50-state investigation into possibly-fraudulent mortgage documentation practices.



As Nasiripour notes, Warren is increasingly being targeted by Republicans who want to stymy the work of the new agency. Knowing full well the forces that would line up against her, Warren has been meeting extensively with "bankers and their representatives. Financial executives and lobbyists have noted that Warren was reaching out to them more than they initially expected." Hopefully that outreach will help immunize her from her critics, because we need her, as the notarization bill veto demonstrates.



(See MediaFreeze's recommended diary for further discussion.)




Yves does a thorough smackdown on the departing Michael Barr’s description of all the things the government is going to get to the bottom of the foreclosure fraud problem, noting that the foreclosure task force simply isn’t investigating the problem in enough detail to understand, much less solve, the problem.


But I wanted to look just at Barr’s language, both in his interview with Felix Salmon and in his presentation to the Financial Stability Oversight Council yesterday. Here are the five things he described as the key focus of the Foreclosure Working Group:



  1. Determining the scope of problems

  2. Holding the banks accountable for fixing these problems

  3. Making sure individuals who have been harmed are given redress and that firms pay penalties where appropriate for their actions

  4. Getting the mortgage servicing industry to do a better job for households in financial difficulty by providing alternatives to foreclosure

  5. Acting in a coordinated and comprehensive way to hold the firms accountable, bring clarity and certainty, and help households


Note, already, the choice of language here. The working group will “hold the banks accountable … for fixing these problems.” The firms will “pay penalties where appropriate for their actions.”


Barr uses the language the federal government has been consistently using since the scope of this problem became widely clear, in which the government envisions “holding banks accountable” by forcing them to operate effectively going forward, while making right the crimes of the past. Nowhere, in his presentation to the FSOC at least, does Barr envision holding the people who committed fraud accountable. In fact, there’s a lovely detail at 7:54 where Barr describes that the process is designed to assess whether affidavits and claims “are accurate.” Now, the government learned sometime since May–six months ago now–that they are not. But they have not yet prosecuted anyone for fraud. Which leads me to believe that when Barr says “assess whether affidavits are accurate,” he means, “assess whether they accurately reflect the state of the loan,” and not whether “the claims made by robo-signers are in fact true.”


And besides, how in hell could the government give those who have been harmed redress if the government is only reviewing a select subset of the loan files? Is the government going to provide everyone who believes they were screwed some legal aid to prove their claim?


Now compare what the soon-to-be-gone Barr told the FSOC in its kabuki public session with what he told Salmon.



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Leslie Nielsen, &#39;Airplane!&#39; and &#39;Naked Gun&#39; star, dies at 84 <b>...</b>

Leslie Nielsen, who dazzled with deadpan in The Naked Gun and Airplane!, passed away on Sunday at a hospital near his home in Fort Lauderdale, Fla., where he...

Weekly Climate and Energy <b>News</b> Roundup | Watts Up With That?

NEWS YOU CAN USE: Challenging the Orthodoxy 'Cool it' with all the research dollars. Solution to climate change is planning, not spending. By Robert Carter and Paul Driessen, Washington Times, Nov 22, 2010 ...

Fox <b>News</b> &#39;12 - Wilshire &amp; Washington on Variety.com

I expect this is just the start of an ever-more rocky relationship between the news networks, but it may be a boon to the candidates. If they don't have to spend money to get exposure, doesn't it make more sense for them to wait until ...


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Saturday, November 27, 2010

foreclosure search



Recent Posts  (continued)





  • "Herbert Scarf's 1964 Lectures: An Eyewitness Account" (8)


  • links for 2010-11-17 (46)


  • "This Wasn’t the Plan We’ve Been Looking For" (13)


  • Mankiw on QE2 (17)


  • "Record Low in US Inflation Expectations" (11)


  • Interest on Reserves and Inflation (27)


  • Smallest Year over Year Change in Core Inflation Since 1957 (11)


  • "Pretty Good for Government Work" (62)


  • links for 2010-11-16 (39)


  • QEII and the Yield Curve (40)


  • "How to Restore Confidence in the US Economy" (65)


  • "Greedy Geezers?" (50)


  • "Quick Note on Retail Sales" (16)


  • links for 2010-11-15 (28)


  • GOP's Pence: The Fed Should Drop Its Dual Mandate (27)


  • "Republicans, Democrats, the Fed and QE2" (35)


  • Paul Krugman: The World as He Finds It (89)


  • links for 2010-11-14 (31)


  • "The Case Against News We Can Choose" (57)


  • links for 2010-11-13 (43)


  • Shiller: Bailouts, Reframed as 'Orderly Resolutions' (52)


  • Why No Financial Transactions Tax? (62)


  • links for 2010-11-12 (31)


  • The Simpson-Bowles Deficit Reduction Plan (60)


  • Fed Watch: Will the Fed Scale Up QE2? (27)


  • Paul Krugman: The Hijacked Commission (66)


  • links for 2010-11-11 (17)


  • "How Joe Lieberman Helped the Democrats Lose the Election" (28)


  • Hall: Inability to Cut Rates Fuels Joblessness (32)


  • "White House Gives In On Bush Tax Cuts" (194)


  • Too Much Concern about the Upside Risk to Inflation (20)


  • links for 2010-11-10 (14)


  • The Fiscal Commission's "Report" (25)


  • Back to a Gold Standard? (35)


  • "The Exact Opposite of What the Economy Needs" (21)


  • Glaeser: Don't Privatize Fannie and Freddie (11)


  • links for 2010-11-09 (14)


  • The GOP Victory and Macroeconomic Policy (63)


  • Eichengreen: Is America Catching the “British Disease?” (40)


  • A "Platform for the Bipartisan Technocrats of the Center" (78)


  • links for 2010-11-08 (42)


  • FRBSF: Is Structural Unemployment on the Rise? (13)


  • Rodrik: Don't Count on Global Governance (3)


  • Paul Krugman: Doing It Again (78)


  • links for 2010-11-07 (23)


  • Williamson Yet Again (13)


  • GOP: No Compromise on Tax Cuts (29)


  • The Resetting of Clocks and Monetary Neutrality (9)


  • Williamson Responds to "Grumpy Thoma" (13)


  • links for 2010-11-06 (12)


  • "Obama’s Problem Simply Defined: It Was the Banks" (73)


  • "Federal Reserve Reflects on its History" (7)


  • "Estate Tax Issue Offers Quick Test for Congress" (19)


  • "Bernanke And The Shibboleths" (27)


  • links for 2010-11-05 (70)


  • "An Open Letter to the President" (24)


  • J. Bradford DeLong: Conversations With History (9)


  • The Employment Report (44)


  • Paul Krugman: The Focus Hocus-Pocus (66)


  • A Government Shut Down in December? (28)


  • links for 2010-11-04 (32)


  • Stiglitz: Justice for Some (61)


  • What Impact Will the Election Have on Financial Reform? (3)


  • "Weekly Initial Unemployment Claims increase to 457,000" (9)


  • Bernanke: What the Fed Did and Why (45)


  • "How Selfish Soever Man May be Supposed..." (10)


  • links for 2010-11-03 (39)


  • The Fed Will Purchase $600 Billion in Treasury Securities (26)


  • What Impact Will the Election Have on Financial Reform? (34)


  • "US Elections: The Deficit Hawks Have Already Won" (21)


  • links for 2010-11-02 (16)


  • Will Congress Extend the Obama Tax Cuts? (9)


  • Rogoff: Beware of Wounded Lions (65)


  • Gridlock? Not in Politics (22)


  • "It Looked and Felt Like an Insider Job" (68)


  • "Government Isn't Always the Problem" (18)


  • links for 2010-11-01 (38)


  • Will QEII Work? (23)


  • QEII: Even if Real Rates Fall and Expected Inflation Increases, Will Firms and Households be Induced to Increase Consumption and Investment? (44)


  • The Stagnation Regime of the New Keynesian Model and Current US Policy (8)


  • Paul Krugman: Mugged by the Moralizers (133)


  • "Foreign Money, National Security, And The Midterm Elections" (7)


  • links for 2010-10-31 (18)


  • "David Broder Calls for War With Iran to Boost the Economy" (52)


  • links for 2010-10-30 (31)


  • "How Immigrants Create More Jobs" (64)


  • "White House Considering 'Decoupling' Top-Tier Tax Cut" (52)


  • links for 2010-10-29 (21)


  • "Friedman was All Wrong about Japan ... and the Great Depression" (91)


  • Real GDP Grows at 2 Percent in the Third Quarter (48)


  • Paul Krugman: Divided We Fail (101)


  • "Why Business Should Fear the Tea Party" (39)


  • Comment Amnesty (29)


  • links for 2010-10-28 (23)


  • Richard Freeman: Labor Law is Broken (38)


  • "The Pace of Job Creation Has Been Frustratingly Meager" (86)


  • "Shares in our Democracy" (13)


  • "An Energized Minority Trumps a Tepid Majority" (6)


  • links for 2010-10-27 (36)


  • DeLong: The Humiliation of Britain (84)








Foreclosure frauds, Foxes, hidden Elephants in Plain Sight, Havoc


Whether or not foreclosures are halted, not much will be accomplished until authorities take action against the elephant in the room –hiding in plain sight: FORECLOSURE LAWYERS.


Lawyers (debt collection attorneys, foreclosure mills) for mortgage lenders should be held accountable for foreclosure illegalities and for concealing malpractice against their lender-clients –as well as for committing Unfair Debt Collection Practices, extortion, and fraud against property owners; and deceiving Investors!


Often foreclosure delays are because of lawyers, but they keep that fact from clients. Lenders –who are not required to know laws, are sometimes unaware that lawyers’ mistakes, errors, and frauds provide reasons, defenses, and basis for owners to attempt negotiating mortgage contracts. As a fundamental matter, injurious acts by such lawyers render the lawyers, as well as their mortgage clients liable for justiciable damages.


If improper or false pleadings are filed in court by mortgage lenders, it is almost always via lawyers acting on lenders’ behalf. It is he or she (lawyer) who would file bankruptcy “Lift Stay” motions that “lack standing,” “proof of claims” different from ‘lift stays’ “movers”; and record illegal property deeds. And, lawyers, not lenders would be the persons who failed to “effect service” or failed at any substantive Civil Procedure requirement. In those instances, homeowners should not be blamed for refusing to cooperate with taking of their homes via error and fraud; and those lawyers owe $$$$$$ to their clients for fatally botching foreclosure cases.


But, there’s an abundance of lobbyists, speech makers, “insiders,” straw buyers, and others who apparently benefit from detracting attention away from the unmitigated fact that an intentional false court pleading is tantamount to judicial fraud!


And despite any crafted statement about “quelling” the matter of fabricated foreclosures, it is impossible to “quell” aftermaths from deliberate fraud. It is moreover impossible, and ridiculous to discount actionable wrongs from attorney-orchestrated real estate swindles. It seems that the primary incentive for silencing defective foreclosures is concealing the actors.


This scourge might not be so obvious, but glaring are recurrent illegal foreclosures, null property deed recordations, as well as foreclosure and bankruptcy proceedings via non-existent lenders’ names. Even worse, are horrific acts of tyranny inflicted upon people who oppose fraudulent conveyances. These are just samples of foreclosure improprieties which raise flags of lawfulness, and whether entitled lenders ever legally repossessed those properties.


It is sometimes said that matters such as the foregoing are irrelevant to defaulted homeowners. Yet not enough people realize that there are property owners who have been injured for being interferences to white collar real estate vice.


As such, glossing over matters of falsified foreclosure is definitely not useful when people have been egregiously wronged from foreclosure frauds. Not only are injured entitled to remedy, their information would equip authorities with more details and evidence critical for reducing crime and corruption. Also, substantive information (which would not be whitewashed, and whistleblowers receive protection) will supply a clearer picture of foreclosure fraud factors that are harmful to homeowners, banks, and investors. Additionally, city revenues across this country will increase because money being used in furtherance of foreclosure and mortgage fraud will return to city coffers. ** “Foreclosure Frauds, Wells Fargo-the Fox in Charge…” @ http://newsblaze.com/story/20101028181052lawg.nb/topstory.html/




bench craft company reviews

Portland terrorist bomb plot: <b>News</b>, opinion from The Oregonian and <b>...</b>

Return to OregonLive later today for more from The Oregonian on the terrorist arrest.

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Sun <b>News</b> Gets Green Light: &#39;Fox <b>News</b> North&#39; Secures Broadcast <b>...</b>

Canada is to get a conservative all-news TV channel after the CRTC on Friday granted Quebecor Media a license to launch Sun TV News nationwide. The upstart cable channel, dubbed Fox News North by liberal critics, has the go-ahead to ...


bench craft company reviews

Portland terrorist bomb plot: <b>News</b>, opinion from The Oregonian and <b>...</b>

Return to OregonLive later today for more from The Oregonian on the terrorist arrest.

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Sun <b>News</b> Gets Green Light: &#39;Fox <b>News</b> North&#39; Secures Broadcast <b>...</b>

Canada is to get a conservative all-news TV channel after the CRTC on Friday granted Quebecor Media a license to launch Sun TV News nationwide. The upstart cable channel, dubbed Fox News North by liberal critics, has the go-ahead to ...


bench craft company reviews


Recent Posts  (continued)





  • "Herbert Scarf's 1964 Lectures: An Eyewitness Account" (8)


  • links for 2010-11-17 (46)


  • "This Wasn’t the Plan We’ve Been Looking For" (13)


  • Mankiw on QE2 (17)


  • "Record Low in US Inflation Expectations" (11)


  • Interest on Reserves and Inflation (27)


  • Smallest Year over Year Change in Core Inflation Since 1957 (11)


  • "Pretty Good for Government Work" (62)


  • links for 2010-11-16 (39)


  • QEII and the Yield Curve (40)


  • "How to Restore Confidence in the US Economy" (65)


  • "Greedy Geezers?" (50)


  • "Quick Note on Retail Sales" (16)


  • links for 2010-11-15 (28)


  • GOP's Pence: The Fed Should Drop Its Dual Mandate (27)


  • "Republicans, Democrats, the Fed and QE2" (35)


  • Paul Krugman: The World as He Finds It (89)


  • links for 2010-11-14 (31)


  • "The Case Against News We Can Choose" (57)


  • links for 2010-11-13 (43)


  • Shiller: Bailouts, Reframed as 'Orderly Resolutions' (52)


  • Why No Financial Transactions Tax? (62)


  • links for 2010-11-12 (31)


  • The Simpson-Bowles Deficit Reduction Plan (60)


  • Fed Watch: Will the Fed Scale Up QE2? (27)


  • Paul Krugman: The Hijacked Commission (66)


  • links for 2010-11-11 (17)


  • "How Joe Lieberman Helped the Democrats Lose the Election" (28)


  • Hall: Inability to Cut Rates Fuels Joblessness (32)


  • "White House Gives In On Bush Tax Cuts" (194)


  • Too Much Concern about the Upside Risk to Inflation (20)


  • links for 2010-11-10 (14)


  • The Fiscal Commission's "Report" (25)


  • Back to a Gold Standard? (35)


  • "The Exact Opposite of What the Economy Needs" (21)


  • Glaeser: Don't Privatize Fannie and Freddie (11)


  • links for 2010-11-09 (14)


  • The GOP Victory and Macroeconomic Policy (63)


  • Eichengreen: Is America Catching the “British Disease?” (40)


  • A "Platform for the Bipartisan Technocrats of the Center" (78)


  • links for 2010-11-08 (42)


  • FRBSF: Is Structural Unemployment on the Rise? (13)


  • Rodrik: Don't Count on Global Governance (3)


  • Paul Krugman: Doing It Again (78)


  • links for 2010-11-07 (23)


  • Williamson Yet Again (13)


  • GOP: No Compromise on Tax Cuts (29)


  • The Resetting of Clocks and Monetary Neutrality (9)


  • Williamson Responds to "Grumpy Thoma" (13)


  • links for 2010-11-06 (12)


  • "Obama’s Problem Simply Defined: It Was the Banks" (73)


  • "Federal Reserve Reflects on its History" (7)


  • "Estate Tax Issue Offers Quick Test for Congress" (19)


  • "Bernanke And The Shibboleths" (27)


  • links for 2010-11-05 (70)


  • "An Open Letter to the President" (24)


  • J. Bradford DeLong: Conversations With History (9)


  • The Employment Report (44)


  • Paul Krugman: The Focus Hocus-Pocus (66)


  • A Government Shut Down in December? (28)


  • links for 2010-11-04 (32)


  • Stiglitz: Justice for Some (61)


  • What Impact Will the Election Have on Financial Reform? (3)


  • "Weekly Initial Unemployment Claims increase to 457,000" (9)


  • Bernanke: What the Fed Did and Why (45)


  • "How Selfish Soever Man May be Supposed..." (10)


  • links for 2010-11-03 (39)


  • The Fed Will Purchase $600 Billion in Treasury Securities (26)


  • What Impact Will the Election Have on Financial Reform? (34)


  • "US Elections: The Deficit Hawks Have Already Won" (21)


  • links for 2010-11-02 (16)


  • Will Congress Extend the Obama Tax Cuts? (9)


  • Rogoff: Beware of Wounded Lions (65)


  • Gridlock? Not in Politics (22)


  • "It Looked and Felt Like an Insider Job" (68)


  • "Government Isn't Always the Problem" (18)


  • links for 2010-11-01 (38)


  • Will QEII Work? (23)


  • QEII: Even if Real Rates Fall and Expected Inflation Increases, Will Firms and Households be Induced to Increase Consumption and Investment? (44)


  • The Stagnation Regime of the New Keynesian Model and Current US Policy (8)


  • Paul Krugman: Mugged by the Moralizers (133)


  • "Foreign Money, National Security, And The Midterm Elections" (7)


  • links for 2010-10-31 (18)


  • "David Broder Calls for War With Iran to Boost the Economy" (52)


  • links for 2010-10-30 (31)


  • "How Immigrants Create More Jobs" (64)


  • "White House Considering 'Decoupling' Top-Tier Tax Cut" (52)


  • links for 2010-10-29 (21)


  • "Friedman was All Wrong about Japan ... and the Great Depression" (91)


  • Real GDP Grows at 2 Percent in the Third Quarter (48)


  • Paul Krugman: Divided We Fail (101)


  • "Why Business Should Fear the Tea Party" (39)


  • Comment Amnesty (29)


  • links for 2010-10-28 (23)


  • Richard Freeman: Labor Law is Broken (38)


  • "The Pace of Job Creation Has Been Frustratingly Meager" (86)


  • "Shares in our Democracy" (13)


  • "An Energized Minority Trumps a Tepid Majority" (6)


  • links for 2010-10-27 (36)


  • DeLong: The Humiliation of Britain (84)








Foreclosure frauds, Foxes, hidden Elephants in Plain Sight, Havoc


Whether or not foreclosures are halted, not much will be accomplished until authorities take action against the elephant in the room –hiding in plain sight: FORECLOSURE LAWYERS.


Lawyers (debt collection attorneys, foreclosure mills) for mortgage lenders should be held accountable for foreclosure illegalities and for concealing malpractice against their lender-clients –as well as for committing Unfair Debt Collection Practices, extortion, and fraud against property owners; and deceiving Investors!


Often foreclosure delays are because of lawyers, but they keep that fact from clients. Lenders –who are not required to know laws, are sometimes unaware that lawyers’ mistakes, errors, and frauds provide reasons, defenses, and basis for owners to attempt negotiating mortgage contracts. As a fundamental matter, injurious acts by such lawyers render the lawyers, as well as their mortgage clients liable for justiciable damages.


If improper or false pleadings are filed in court by mortgage lenders, it is almost always via lawyers acting on lenders’ behalf. It is he or she (lawyer) who would file bankruptcy “Lift Stay” motions that “lack standing,” “proof of claims” different from ‘lift stays’ “movers”; and record illegal property deeds. And, lawyers, not lenders would be the persons who failed to “effect service” or failed at any substantive Civil Procedure requirement. In those instances, homeowners should not be blamed for refusing to cooperate with taking of their homes via error and fraud; and those lawyers owe $$$$$$ to their clients for fatally botching foreclosure cases.


But, there’s an abundance of lobbyists, speech makers, “insiders,” straw buyers, and others who apparently benefit from detracting attention away from the unmitigated fact that an intentional false court pleading is tantamount to judicial fraud!


And despite any crafted statement about “quelling” the matter of fabricated foreclosures, it is impossible to “quell” aftermaths from deliberate fraud. It is moreover impossible, and ridiculous to discount actionable wrongs from attorney-orchestrated real estate swindles. It seems that the primary incentive for silencing defective foreclosures is concealing the actors.


This scourge might not be so obvious, but glaring are recurrent illegal foreclosures, null property deed recordations, as well as foreclosure and bankruptcy proceedings via non-existent lenders’ names. Even worse, are horrific acts of tyranny inflicted upon people who oppose fraudulent conveyances. These are just samples of foreclosure improprieties which raise flags of lawfulness, and whether entitled lenders ever legally repossessed those properties.


It is sometimes said that matters such as the foregoing are irrelevant to defaulted homeowners. Yet not enough people realize that there are property owners who have been injured for being interferences to white collar real estate vice.


As such, glossing over matters of falsified foreclosure is definitely not useful when people have been egregiously wronged from foreclosure frauds. Not only are injured entitled to remedy, their information would equip authorities with more details and evidence critical for reducing crime and corruption. Also, substantive information (which would not be whitewashed, and whistleblowers receive protection) will supply a clearer picture of foreclosure fraud factors that are harmful to homeowners, banks, and investors. Additionally, city revenues across this country will increase because money being used in furtherance of foreclosure and mortgage fraud will return to city coffers. ** “Foreclosure Frauds, Wells Fargo-the Fox in Charge…” @ http://newsblaze.com/story/20101028181052lawg.nb/topstory.html/




bench craft company reviews

Portland terrorist bomb plot: <b>News</b>, opinion from The Oregonian and <b>...</b>

Return to OregonLive later today for more from The Oregonian on the terrorist arrest.

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Sun <b>News</b> Gets Green Light: &#39;Fox <b>News</b> North&#39; Secures Broadcast <b>...</b>

Canada is to get a conservative all-news TV channel after the CRTC on Friday granted Quebecor Media a license to launch Sun TV News nationwide. The upstart cable channel, dubbed Fox News North by liberal critics, has the go-ahead to ...


bench craft company reviews

Portland terrorist bomb plot: <b>News</b>, opinion from The Oregonian and <b>...</b>

Return to OregonLive later today for more from The Oregonian on the terrorist arrest.

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Sun <b>News</b> Gets Green Light: &#39;Fox <b>News</b> North&#39; Secures Broadcast <b>...</b>

Canada is to get a conservative all-news TV channel after the CRTC on Friday granted Quebecor Media a license to launch Sun TV News nationwide. The upstart cable channel, dubbed Fox News North by liberal critics, has the go-ahead to ...


bench craft company reviews

Friday, November 19, 2010

Making Money With Youtube

bench craft company rip off

Sad but True by 2nd Magazine


bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

Sad but True by 2nd Magazine


bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

Sad but True by 2nd Magazine


bench craft company rip off
bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.


bench craft company rip off

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.

The Tools of Ignorance: Friday <b>News</b> - Pinstripe Alley

A big offer, the big man's snub, a little trade, and a call for a dose of sanity.

Fox <b>News</b> President: Jon Stewart Is Crazy And NPR Is Run By Nazis <b>...</b>

The second part of The Daily Beast's interview with Fox News president Roger Ailes is out today, and Ailes' encore doesn't disappoint. He responded harshly to Jon Stewart's pervasive criticism of cable news and had some tough, ...


bench craft company rip off

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Photos Implant &#39;Memories&#39; of Fictional <b>News</b> Events | Smart <b>...</b>

Participants in a study were far more likely to “remember” a fictional news event when a headline was accompanied by a tangentially relevant photograph.


bench craft company rip off

Democrats Still Struggle on Extending the Bush Tax Cuts - FoxNews.com

FOX News covers politics on America's Election Headquarters. FOX News political coverage on elections, races, foreign policy, candidates, and national security.

Middle East violence increases « Liveshots

Another cycle of violence in the Middle East as Israel strikes targets in Gaza in retaliation.

GT5 installs while played - Sony PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of GT5 installs while played - Sony.


bench craft company rip off

Thursday, November 18, 2010

foreclosure homes

eric seiger

Charlotte Foreclosures North Carolina, 3Bd, 2.5Ba, $ 134,900.00 : ForeclosureConnections.com by ForeclosureConnections


eric seiger

Movie <b>News</b> Quick Hits: &#39;Spider-Man&#39; Casting, 3D &#39;Hovercars&#39; and <b>...</b>

Forget watching 'Dawn of the Dead' for tips on how to survive the inevitable zombiepocalypse, it's all about LEGO zombie-killing vehicles. - Less.

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...


eric seiger

Charlotte Foreclosures North Carolina, 3Bd, 2.5Ba, $ 134,900.00 : ForeclosureConnections.com by ForeclosureConnections


eric seiger

Movie <b>News</b> Quick Hits: &#39;Spider-Man&#39; Casting, 3D &#39;Hovercars&#39; and <b>...</b>

Forget watching 'Dawn of the Dead' for tips on how to survive the inevitable zombiepocalypse, it's all about LEGO zombie-killing vehicles. - Less.

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...


eric seiger

Movie <b>News</b> Quick Hits: &#39;Spider-Man&#39; Casting, 3D &#39;Hovercars&#39; and <b>...</b>

Forget watching 'Dawn of the Dead' for tips on how to survive the inevitable zombiepocalypse, it's all about LEGO zombie-killing vehicles. - Less.

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...


eric seiger

Movie <b>News</b> Quick Hits: &#39;Spider-Man&#39; Casting, 3D &#39;Hovercars&#39; and <b>...</b>

Forget watching 'Dawn of the Dead' for tips on how to survive the inevitable zombiepocalypse, it's all about LEGO zombie-killing vehicles. - Less.

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...


eric seiger
eric seiger

Charlotte Foreclosures North Carolina, 3Bd, 2.5Ba, $ 134,900.00 : ForeclosureConnections.com by ForeclosureConnections


eric seiger
eric seiger

Movie <b>News</b> Quick Hits: &#39;Spider-Man&#39; Casting, 3D &#39;Hovercars&#39; and <b>...</b>

Forget watching 'Dawn of the Dead' for tips on how to survive the inevitable zombiepocalypse, it's all about LEGO zombie-killing vehicles. - Less.

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

Brad Friedman and Desi Doyen: Green <b>News</b> Report: November 18, 2010 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Tea Party: Smart development is really a global conspiracy; EPA: Major US cities violate lead standards; UN, World Bank say act now on climate change or pay much more later; Illinois Spending $2M ...


Wednesday, November 17, 2010

managing your personal finance

Are you an entrepreneur, solo business owner or freelancer? Are you keen to get regular business advice but don’t have the time to work out which blogs to subscribe to? Well, we’ve done the research for you.

Here’s a collection of business blogs aimed at entrepreneurs and small businesses. These have been chosen for their insights, advice, presentation and overall appeal to business people. Hopefully you’ll find these blogs cover all the business management advice and business trends analysis for your needs.

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1. Harvard Business Review

Harvard Business Review is a staple in any entrepreneur blog collection. The blog delivers timely business analysis and professional management advice.

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2. Young Entrepreneur

When you’re just starting our with your business venture, things can be a little tough. Young Entrepreneur focuses on the things you’ll need to know – financing, bootstrapping, identifying opportunities and making sales.

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3. 64 Notes

64 Notes gets straight to the nuggets of gold by bypassing straightforward management tips and filling each post with those eye-opening things that change your business from alright to amazing. They also write a lot about how to avoid being the start-up that failed.

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4. The Personal MBA

The Personal MBA is a blog dedicated to teaching all the tips and tricks you would have learned if you had done a degree in business. It recommends books, summarises books and draws on advice given freely by great minds in business. If you follow this blog you will learn a great deal about managing your business.

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5. Instigator Blog

Instigator Blog is a very insightful blog, mainly discussing thoughts relevant to small business and entrepreneurs, written by an entrepreneur as he works on his business.

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6. Fast Company

Fast Company is a major business blog, covering business news and trends. It’s vital information if you want to know where business is heading.

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7. Entrepreneur Blog

Entrepreneur Blog is a site dedicated to providing business insights to entrepreneurs. It will analyse business failures, successes and trends, while offering sensible advice for any business owner.

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8. The Entrepreneurial Mind

The Entrepreneurial Mind is a business blog written by a Belmont University professor of Entrepreneurship. His academic insight into the world of the entrepreneur is a great balance to the news and trends offered by other blogs.

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9. Creative Web Biz

Creative Web Biz is a great blog for all the artistic entrepreneurs out there. This is a place for those people who are entrepreneurs, but don’t much care for all the business management advice and trends. This blog is entirely focused on how to get that art out there and sold. Highly recommended for musicians, artists, and makers of other crafts.

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10. Work Happy

Work Happy is a blog offering advice for anyone in business for themselves. It’s useful for freelancers, small business owners and entrepreneurs alike. It features a lot of video presentations from entrepreneurs to keep things interesting.

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Bonus: Entrepreneurship Interviews

Entrepreneurship Interviews added itself on to the list by being a wealth of information in the form of interviews with entrepreneurs. It’s not much to look at, but there is a lot to be gained by listening to what other entrepreneurs say candidly about their own business ventures.

More Blogs

If you’re keen to see some more great blog lists from MakeUseOf, read on:

  • Four Best Inspiring Blogs Every Life Hacker Should Subscribe To
  • 3 Personal Finance Blogs That Will Get You Out Of Debt
  • The 10 Most Stunning Photo Blogs
  • 6 Best Web Design Blogs To Follow
  • The 6 Best Blogs For Architectural & Interior Design Ideas

If you know of other great blogs for business people, let us know in the comments!

Image Credit: Shutterstock

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

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How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

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Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

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Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

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A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

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To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

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Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema


alpine payment systems scam

<b>News</b> - Tixdaq

Foo Fighters have been confirmed to headline the final night at Isle Of Wight festival 2011.

More Bad <b>News</b> for Obama 2012: Catholics Elect Dolan - Swampland <b>...</b>

Corrected Nov. 17: The Catholic bishops' surprise election yesterday of New York's Archbishop Timothy M. Dolan as their president is more bad news for Obama in 2012.

Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 18 <b>...</b>

Investors and traders in China's main financial district are talking about the following before the start of trade today: Shanghai's main stock index fell 1.9% yesterday amid concerns about the impact of government efforts to slow down ...



happiness  ...  collecting a bag of rice by cocoesperanza


<b>News</b> - Tixdaq

Foo Fighters have been confirmed to headline the final night at Isle Of Wight festival 2011.

More Bad <b>News</b> for Obama 2012: Catholics Elect Dolan - Swampland <b>...</b>

Corrected Nov. 17: The Catholic bishops' surprise election yesterday of New York's Archbishop Timothy M. Dolan as their president is more bad news for Obama in 2012.

Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 18 <b>...</b>

Investors and traders in China's main financial district are talking about the following before the start of trade today: Shanghai's main stock index fell 1.9% yesterday amid concerns about the impact of government efforts to slow down ...


alpine payment systems scam

<b>News</b> - Tixdaq

Foo Fighters have been confirmed to headline the final night at Isle Of Wight festival 2011.

More Bad <b>News</b> for Obama 2012: Catholics Elect Dolan - Swampland <b>...</b>

Corrected Nov. 17: The Catholic bishops' surprise election yesterday of New York's Archbishop Timothy M. Dolan as their president is more bad news for Obama in 2012.

Lujiazui Breakfast: <b>News</b> And Views About China Stocks (Nov. 18 <b>...</b>

Investors and traders in China's main financial district are talking about the following before the start of trade today: Shanghai's main stock index fell 1.9% yesterday amid concerns about the impact of government efforts to slow down ...


Kids Making Money




Some thoughts from Dish readers. One writes:



I knew Prop 19 was going down weeks ago when a friend of mine and his wife voted against. They are parents of two small kids, and did so with the reasoning ''I don't care if other people do it but I don't want it to be illegal.” Another father, whose 21-year-old son has had a drug problem, grew emotionally angry when we discussed it. “At least you can tell your kids it's illegal.” I didn't want to engage him by pointing out his son had the problem when drugs were ILLEGAL.


Parents voted their fears.



Another writes:



I think proponents made the same mistake as that made a few years ago with Prop 8, i.e. not actually making the clear case and hammering away at it.







The correct vote on these props seemed self-evident to some of us, but apparently not to the majority. A lot of people in my generation (60s) who should have voted yes on 19 were swayed by the "gateway drug" rhetoric. We've all lived long enough to know people whose kids have lost their way on the drug road, that argument needed a clear response. The Mexico cartel connection had great potential but then the Rand study sort of put it away, without a cogent, repeated counter from proponents.



Another:



Last night I asked my girlfriend's 18 year-old son if he was going to vote for Prop 19, in what is his first opprtunity to vote. He surprised me with a no. His reasoning? It's more exciting if it's illegal.



Another:



I am a long-time San Francisco resident.  I just saw that Proposition 19 lost - big time.  Then I checked some of the county results.  The measure was approved by about 65% of San Francisco voters.  In Humboldt County, on the other hand - one of the points on the Emerald Triangle - only about 47% of voters approved the measure.


I know some growers up north, and there is no doubt in my mind that this measure lost (or at least lost by as much as it did) because of greedy growers in northern California who are making bags of money selling cannabis to medical dispensaries, and who know that their bottom line would suffer were cannabis legalized across the board.  That puts those growers in league with big alcohol, tobacco, and other unsavories for whom personal monetary gain is worth a few young kids getting thrown in some hell-hole prison for the rest of their lives as the result of a pot bust.  I really should cease to be amazed by the power of money to corrupt people.


Thanks growers.  And screw you.



(Photo: Mark Ralston/Getty.)





A guest post by JessieLeigh from Parenting the Tiniest of Miracles


Last Christmas, I was bound and determined to not bring more clutter into my home. Having just recently pared down the playroom, the last thing I wanted was more, well, junk filling our house.


I decided to chose a couple of needed articles of clothing and then only gave consumable gifts. Consumable gifts are a great way to have something to put under the tree to rip open on Christmas morning, without cluttering your home or the homes of others.


Here are five of my favorite consumable gifts to give or receive:


1. Favorite treats/snacks


Think about some of the purchased treats your kids love and ask for all the time, but don’t usually make the “budget cut.” Think about those cookies your sister makes that are your son’s absolute favorite in the world! These are great things to ask for as gifts! Your kids will be delighted to have those special treats tucked in a lunch bag or for a fun afternoon snack.


Truthfully, my husband and I do this for each other, too. He adores Monster energy drinks and I love pizza-flavored Combos, but we don’t purchase them ordinarily. Christmas is a fun time to indulge each other. Even better? Once the treats are eaten, there’s nothing left cluttering up our home!


2. Fun bath/shower products


My sister-in-law once gave my children a three-pack of those “fizzy bath bomb” balls that you drop in the bath tub. My kids thought they were amazing and I was thrilled that, after three joyful, giggling baths, they were gone.


My sister and her family gave my kids little Disney soaps one time too… they brought many smiles while they lasted! Aim for small, specialty items in this category, rather than ultra-jumbo bottles of bubble bath.


3. Coloring Books/Puzzle Books/Stickers


When people ask for ideas for my children, these top the list. They are all readily available, inexpensive and cheap to ship for those out-of-staters. My children love sitting at their art table, coloring or solving fun puzzles and decorating with stickers.


What I love? When it’s done, it’s done. I’ve never had a child miss a completed coloring book that I’ve tossed.


4. Cooking Kits


My kids, like most children, love to cook. Pre-measured cookie, quick bread or muffin kits make wonderful gifts! These can be mixes you put together on your own or even mixes you just buy in the store — children will be delighted either way.


We also happen to have a hand-me-down EasyBake oven. If you, or someone you know, does too, you could also make up some fun little mixes to be baked in there. I’ve had great success with the recipes at this site!


5. Craft Kits


By this, I mean craft kits designed to make gifts for others. My kids love to make bracelets, bookmarks and magnets for their grandmas and aunties. The “gift” for them is in the fun they have doing the crafting!


Craft kits keep them happy (and entertained) for many hours and, when they’re done, the results are happily passed on to others with much pride and joy. Win-win!


Do you have any tips for cooking back on the clutter at Christmastime? Share it in the comments!


JessieLeigh is the mother of a former 24-week micropreemie and two full-term blessings as well. She is a determined advocate for the tiniest of babies, including the unborn, and a firm believer in faith and miracles. She shares about raising such a precious, tiny baby over at Parenting the Tiniest of Miracles.


photo by craftapalooza



benchcraft company scam

Under The Weather

Hey, Kotaku. You want to engage in a little off-topic conversation to close out the night? Sadly, I won't be joining you. I'm calling in sick.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


benchcraft company scam



Some thoughts from Dish readers. One writes:



I knew Prop 19 was going down weeks ago when a friend of mine and his wife voted against. They are parents of two small kids, and did so with the reasoning ''I don't care if other people do it but I don't want it to be illegal.” Another father, whose 21-year-old son has had a drug problem, grew emotionally angry when we discussed it. “At least you can tell your kids it's illegal.” I didn't want to engage him by pointing out his son had the problem when drugs were ILLEGAL.


Parents voted their fears.



Another writes:



I think proponents made the same mistake as that made a few years ago with Prop 8, i.e. not actually making the clear case and hammering away at it.







The correct vote on these props seemed self-evident to some of us, but apparently not to the majority. A lot of people in my generation (60s) who should have voted yes on 19 were swayed by the "gateway drug" rhetoric. We've all lived long enough to know people whose kids have lost their way on the drug road, that argument needed a clear response. The Mexico cartel connection had great potential but then the Rand study sort of put it away, without a cogent, repeated counter from proponents.



Another:



Last night I asked my girlfriend's 18 year-old son if he was going to vote for Prop 19, in what is his first opprtunity to vote. He surprised me with a no. His reasoning? It's more exciting if it's illegal.



Another:



I am a long-time San Francisco resident.  I just saw that Proposition 19 lost - big time.  Then I checked some of the county results.  The measure was approved by about 65% of San Francisco voters.  In Humboldt County, on the other hand - one of the points on the Emerald Triangle - only about 47% of voters approved the measure.


I know some growers up north, and there is no doubt in my mind that this measure lost (or at least lost by as much as it did) because of greedy growers in northern California who are making bags of money selling cannabis to medical dispensaries, and who know that their bottom line would suffer were cannabis legalized across the board.  That puts those growers in league with big alcohol, tobacco, and other unsavories for whom personal monetary gain is worth a few young kids getting thrown in some hell-hole prison for the rest of their lives as the result of a pot bust.  I really should cease to be amazed by the power of money to corrupt people.


Thanks growers.  And screw you.



(Photo: Mark Ralston/Getty.)





A guest post by JessieLeigh from Parenting the Tiniest of Miracles


Last Christmas, I was bound and determined to not bring more clutter into my home. Having just recently pared down the playroom, the last thing I wanted was more, well, junk filling our house.


I decided to chose a couple of needed articles of clothing and then only gave consumable gifts. Consumable gifts are a great way to have something to put under the tree to rip open on Christmas morning, without cluttering your home or the homes of others.


Here are five of my favorite consumable gifts to give or receive:


1. Favorite treats/snacks


Think about some of the purchased treats your kids love and ask for all the time, but don’t usually make the “budget cut.” Think about those cookies your sister makes that are your son’s absolute favorite in the world! These are great things to ask for as gifts! Your kids will be delighted to have those special treats tucked in a lunch bag or for a fun afternoon snack.


Truthfully, my husband and I do this for each other, too. He adores Monster energy drinks and I love pizza-flavored Combos, but we don’t purchase them ordinarily. Christmas is a fun time to indulge each other. Even better? Once the treats are eaten, there’s nothing left cluttering up our home!


2. Fun bath/shower products


My sister-in-law once gave my children a three-pack of those “fizzy bath bomb” balls that you drop in the bath tub. My kids thought they were amazing and I was thrilled that, after three joyful, giggling baths, they were gone.


My sister and her family gave my kids little Disney soaps one time too… they brought many smiles while they lasted! Aim for small, specialty items in this category, rather than ultra-jumbo bottles of bubble bath.


3. Coloring Books/Puzzle Books/Stickers


When people ask for ideas for my children, these top the list. They are all readily available, inexpensive and cheap to ship for those out-of-staters. My children love sitting at their art table, coloring or solving fun puzzles and decorating with stickers.


What I love? When it’s done, it’s done. I’ve never had a child miss a completed coloring book that I’ve tossed.


4. Cooking Kits


My kids, like most children, love to cook. Pre-measured cookie, quick bread or muffin kits make wonderful gifts! These can be mixes you put together on your own or even mixes you just buy in the store — children will be delighted either way.


We also happen to have a hand-me-down EasyBake oven. If you, or someone you know, does too, you could also make up some fun little mixes to be baked in there. I’ve had great success with the recipes at this site!


5. Craft Kits


By this, I mean craft kits designed to make gifts for others. My kids love to make bracelets, bookmarks and magnets for their grandmas and aunties. The “gift” for them is in the fun they have doing the crafting!


Craft kits keep them happy (and entertained) for many hours and, when they’re done, the results are happily passed on to others with much pride and joy. Win-win!


Do you have any tips for cooking back on the clutter at Christmastime? Share it in the comments!


JessieLeigh is the mother of a former 24-week micropreemie and two full-term blessings as well. She is a determined advocate for the tiniest of babies, including the unborn, and a firm believer in faith and miracles. She shares about raising such a precious, tiny baby over at Parenting the Tiniest of Miracles.


photo by craftapalooza



bench craft company scam

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College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam

benchcraft company scam

Real or Counterfeit? by Children's Museum of Houston


benchcraft company scam

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benchcraft company scam



Some thoughts from Dish readers. One writes:



I knew Prop 19 was going down weeks ago when a friend of mine and his wife voted against. They are parents of two small kids, and did so with the reasoning ''I don't care if other people do it but I don't want it to be illegal.” Another father, whose 21-year-old son has had a drug problem, grew emotionally angry when we discussed it. “At least you can tell your kids it's illegal.” I didn't want to engage him by pointing out his son had the problem when drugs were ILLEGAL.


Parents voted their fears.



Another writes:



I think proponents made the same mistake as that made a few years ago with Prop 8, i.e. not actually making the clear case and hammering away at it.







The correct vote on these props seemed self-evident to some of us, but apparently not to the majority. A lot of people in my generation (60s) who should have voted yes on 19 were swayed by the "gateway drug" rhetoric. We've all lived long enough to know people whose kids have lost their way on the drug road, that argument needed a clear response. The Mexico cartel connection had great potential but then the Rand study sort of put it away, without a cogent, repeated counter from proponents.



Another:



Last night I asked my girlfriend's 18 year-old son if he was going to vote for Prop 19, in what is his first opprtunity to vote. He surprised me with a no. His reasoning? It's more exciting if it's illegal.



Another:



I am a long-time San Francisco resident.  I just saw that Proposition 19 lost - big time.  Then I checked some of the county results.  The measure was approved by about 65% of San Francisco voters.  In Humboldt County, on the other hand - one of the points on the Emerald Triangle - only about 47% of voters approved the measure.


I know some growers up north, and there is no doubt in my mind that this measure lost (or at least lost by as much as it did) because of greedy growers in northern California who are making bags of money selling cannabis to medical dispensaries, and who know that their bottom line would suffer were cannabis legalized across the board.  That puts those growers in league with big alcohol, tobacco, and other unsavories for whom personal monetary gain is worth a few young kids getting thrown in some hell-hole prison for the rest of their lives as the result of a pot bust.  I really should cease to be amazed by the power of money to corrupt people.


Thanks growers.  And screw you.



(Photo: Mark Ralston/Getty.)





A guest post by JessieLeigh from Parenting the Tiniest of Miracles


Last Christmas, I was bound and determined to not bring more clutter into my home. Having just recently pared down the playroom, the last thing I wanted was more, well, junk filling our house.


I decided to chose a couple of needed articles of clothing and then only gave consumable gifts. Consumable gifts are a great way to have something to put under the tree to rip open on Christmas morning, without cluttering your home or the homes of others.


Here are five of my favorite consumable gifts to give or receive:


1. Favorite treats/snacks


Think about some of the purchased treats your kids love and ask for all the time, but don’t usually make the “budget cut.” Think about those cookies your sister makes that are your son’s absolute favorite in the world! These are great things to ask for as gifts! Your kids will be delighted to have those special treats tucked in a lunch bag or for a fun afternoon snack.


Truthfully, my husband and I do this for each other, too. He adores Monster energy drinks and I love pizza-flavored Combos, but we don’t purchase them ordinarily. Christmas is a fun time to indulge each other. Even better? Once the treats are eaten, there’s nothing left cluttering up our home!


2. Fun bath/shower products


My sister-in-law once gave my children a three-pack of those “fizzy bath bomb” balls that you drop in the bath tub. My kids thought they were amazing and I was thrilled that, after three joyful, giggling baths, they were gone.


My sister and her family gave my kids little Disney soaps one time too… they brought many smiles while they lasted! Aim for small, specialty items in this category, rather than ultra-jumbo bottles of bubble bath.


3. Coloring Books/Puzzle Books/Stickers


When people ask for ideas for my children, these top the list. They are all readily available, inexpensive and cheap to ship for those out-of-staters. My children love sitting at their art table, coloring or solving fun puzzles and decorating with stickers.


What I love? When it’s done, it’s done. I’ve never had a child miss a completed coloring book that I’ve tossed.


4. Cooking Kits


My kids, like most children, love to cook. Pre-measured cookie, quick bread or muffin kits make wonderful gifts! These can be mixes you put together on your own or even mixes you just buy in the store — children will be delighted either way.


We also happen to have a hand-me-down EasyBake oven. If you, or someone you know, does too, you could also make up some fun little mixes to be baked in there. I’ve had great success with the recipes at this site!


5. Craft Kits


By this, I mean craft kits designed to make gifts for others. My kids love to make bracelets, bookmarks and magnets for their grandmas and aunties. The “gift” for them is in the fun they have doing the crafting!


Craft kits keep them happy (and entertained) for many hours and, when they’re done, the results are happily passed on to others with much pride and joy. Win-win!


Do you have any tips for cooking back on the clutter at Christmastime? Share it in the comments!


JessieLeigh is the mother of a former 24-week micropreemie and two full-term blessings as well. She is a determined advocate for the tiniest of babies, including the unborn, and a firm believer in faith and miracles. She shares about raising such a precious, tiny baby over at Parenting the Tiniest of Miracles.


photo by craftapalooza



bench craft company scam

Real or Counterfeit? by Children's Museum of Houston


bench craft company scam

Under The Weather

Hey, Kotaku. You want to engage in a little off-topic conversation to close out the night? Sadly, I won't be joining you. I'm calling in sick.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam

Real or Counterfeit? by Children's Museum of Houston


bench craft company scam

Under The Weather

Hey, Kotaku. You want to engage in a little off-topic conversation to close out the night? Sadly, I won't be joining you. I'm calling in sick.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam

Under The Weather

Hey, Kotaku. You want to engage in a little off-topic conversation to close out the night? Sadly, I won't be joining you. I'm calling in sick.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam

Under The Weather

Hey, Kotaku. You want to engage in a little off-topic conversation to close out the night? Sadly, I won't be joining you. I'm calling in sick.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


how to lose weight fast benchcraft company scam
benchcraft company scam

Real or Counterfeit? by Children's Museum of Houston


benchcraft company scam